Does Investment Land Complement Property Market Investments in a Portfolio?

Mark Twain’s oft heard adage – ‘buy land, they’re not making it anymore’ has been indirectly taken to heart by investors in the UK scouring the markets for the best investment. That is to say that in relation to the boom in the buy-to-let property market it is not the bricks and mortar which rises in value, but the underlying UK land on which the development sits. Indeed, the value of bricks and mortar deteriorates over time, so in some senses a UK property market investment is actually a UK land investment more than anything else.

In this article we will look not at the relative merits of a land investment vis-à-vis a property market investment but at whether the two (ie direct land investment versus indirect land investment) complement each other in an investment portfolio. The former subject is too extensive to discuss here and, at any rate, since many people already have property market assets the pertinent question for them is this: ‘does investment land complement property market holdings or is each investment opportunity best pursued in isolation?’.

Of course much depends on what type of investment land is being considered. For instance, self-build land investment is a natural bed-fellow of buy-to-let property market investment since it is common for investors to develop small plots of UK land and then retain ownership in order to earn rent from the resulting property. However, if your idea of the best investment is not one which involves buying land with planning permission or buying land without planning permission and then developing it out, there are land investment alternatives.

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Sharia Compliant Investments Providing Consistent Annual Double Digit Returns for 10 – 20 – 30 Year in Extremely Low Risk Investments

Sharia-Compliant Fund Providing Extremely Low Risk Investments and Consistent Annual Double Digit returns for 10 – 20 – 30 Years!

Cabal Capital Management, LLC announces the launch of the Legacy Fund which provides special alternative investment opportunities into extremely low risk, and very high financial return Advanced High Income Generation Projects through direct investments.

This fund which is not a private equity fund and is Sharia-Compliant is unlike all other investment pool funds, hedge funds, etc. that exist today by offering investments that are focused on both strategic and tactical investment opportunities into Highly Advanced Income Generating Project(s) producing crucial and vital, very high demand commercially valued product(s) that are being sold directly into the largest “Major” Consumer Universal Demand Markets in the world.  These investments allow risk adverse accredited investors the ability to participate in the revenues generated from these projects which allows for and achieves both capital growth and preservation, while providing the investor an extremely low risk opportunity with the benefit of dependable and sustainable alpha generation and the long term growth from these projects.  These fully integrated projects have been designed to last 40 to 50 years or longer for their life cycles regardless of the global financial and credit markets.

Our fund is well positioned to effectively tap into these markets to the benefits of our investors.  The growth dynamics of the United States and Western Europe is based upon local, regional and domestic consumption of all the products these projects produce.  This fund is targeting routine and consistent annual double digit returns (15 – 21%) to investors un-correlated to all securities, commodities, currencies and the credit markets themselves since there will not be any exposure to these markets.  All project investments within this special investment vehicle have been specifically developed and designed to perform across various business cycles regardless of global economic conditions to include recessionary and depressionary environments as well.

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Fisher Investments: The Ol' Pensions Blues

The Ol’ Pension Blues

12/2/2009 By Fisher Investments Editorial Staff

http://www.marketminder.com/a/fisher-investments-the-ol-pension-blues/cbe61fa6-7302-4033-9368-1281867c171b.aspx?source=home

The ol’ pension blues are back—but they needn’t rob investors of holiday cheer.

Story Highlights:

> Corporate and public pensions are underfunded, a fallout from the market plunge and from under-contribution.

> The same pension worries surfaced in the late 1980s and in 2002, and it turned out underfunding fears then were greatly overstated, as they likely are now.

> Corporations contributing more funds to pension plans could be a positive for markets if the extra funds find themselves into stocks, as they did in 2003.

> Underfunded pensions are a widely known phenomenon—meaning the negative impact is likely already largely priced into stocks.

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The holidays are coming, and we can only guess what’s on corporate and public pensions’ wish lists: A big wad of cash. Pensions of all stripes are finding themselves underfunded—meaning liabilities (payment obligations to employees) are greater than what’s in the bank—a fallout from the market plunge and from under-contribution. The average public pension plan is 35% underfunded, and 92% of corporate pension plans were underfunded at the end of last year.

Solutions to the underfunding issues aren’t promising. Aside from Santa’s generosity, options include cutting back on benefits, contributing additional funds to retirement plans, or declaring bankruptcy and falling into the safety net provided by federal pension insurers, like the Pension Benefit Guaranty Corp. The recent market surge has helped some, but many pensions are still in the red.

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