Redessociales

As the economy suffers, many people are interested in finding a new career. Sometimes this is a personal choice, and sometimes, like in the case of people who have lost their jobs or have gotten laid off, it is a necessity. There are certain types of careers which become at risk when the economy takes a turn for the worse. A career in the medical field is not one of those risks.  If anything, a career in the medical field can be expected to increase in demand overtime, regardless of our economic situation. That is because the medical needs of the population are not necessarily driven by the status of the economy.  As the population grows the need for highly trained and qualified medical workers will rise. 

The Healthcare Job Outlook for 2008/2009 describes new job growth from 2006 – 2016 as excellent with over 3 million new jobs added for the period.  As well, the projected salary increase is 22% compared to just 11% for other industries combined.

The Department of Labor shows similar findings, projecting that medical assistant jobs are expected to increase over 35 percent over the next decade, which is much faster than the average for all occupations. The health care industry is expanding as our population grows and ages, and as technology advances, so will the need for highly trained health care workers such as a surgical assistant medical assistant, vocational nurse, computerized office assist, and so on.

A career in the medical field has been referred to as “recession-proof.”  Few industries can boast this kind of employment outlook.  If you’ve been laid off in another work field, this should not be a concern for you in considering starting training in a medical career.  It is highly unusual for medical layoffs to occur.

Are you considering a big change in your career? Do you feel let down, bored, burned out? Maybe you think there is something bigger and more meaningful that you are meant to do. Perhaps your company downsized you into this predicament. Regardless of the reason, there are some common mistakes to avoid while you evaluate and select new career options. Avoid these pitfalls and you can stay motivated, keep your balance and move forward successfully.

Mistake #1 – Making Decisions in Haste

Tempted to just quit and wing it? Everyone is now and then, but unless you just can’t stand your current situation another day, resist! Instead, write down everything you hate about your current situation, then one by one, look at the most intolerable issues and see how you can turn each around to make it more tolerable for the present moment.

It is easy to get so excited about the future that you decide to forge ahead without a plan and hope everything naturally falls your way after that. It will require more energy to sustain your new career and make it work well for you than it will to identify and start it. It is better to come from a place of higher energy and stability than to start out already burned out or worried about how you will pay the bills. Consider seeking the help of a qualified career coach, life coach or career counselor to help you identify your next career path. An objective, trained third party can help you strategize and phase it in for the best results and the least amount of heartache.

Mistake #2 – Ignoring the Finances

Makeovers on television shows and in magazines are enticing for women the world over. Of course the reason they are so popular, is because the idea of getting a fresh start in life is a golden key we have all dreamt about at one time or another. No matter what their lives are like, everyone has something they wish could be different – their home, their body, their friends, and even their career.

Career makeovers are not a new concept and if you think about it, making over your career will automatically set a chain reaction in motion that will affect all aspects of your life, particularly those that are unsatisfactory. If you’ve ever changed jobs or industries, worked with a recruiter, drafted a new resume or pursued additional education to increase your job prospects or opportunities, you’ve already taken steps to improve or “make over” your career.

Here are some ideas which can take your career makeover to a whole new level!

1. Look inside yourself. How do you perceive yourself? Are you confident? Do you like yourself? Are you proud of your accomplishments? What is your attitude to life, on working, on the value that you bring to your job? How do you feel about your career? Do you feel in control of your future? Working on your “inner self” is of critical importance when it comes to creating a career makeover. If your internal thoughts are not consistent with the actions that you need to take, you’ll continually feel a sense of disconnect. Others will feel it too. All change starts on the inside. If you need support in this area, consider counseling or coaching, whichever is most appropriate for your situation. Until the inner issues are resolved or healed, it can be very challenging to take the necessary steps that lead to a fulfilling career.

What is an Anticipated Tax Refund Loan?

Annually many Americans find themselves needing their income tax refund now causing them to obtain an anticipated tax refund loan as a quick and simple method to get their tax refund quicker.  Anticipated tax refund loans are essentially a short term payday loan made against their anticipated income tax refund. The consumer typically applies for an anticipated tax refund loan through a company that prepares tax returns. The anticipated tax refund loan amount is determined by the expected amount of their tax refund.

One of the many dangers with obtaining an anticipated tax refund loan is that the lender may intentionally increase the expected income tax refund amount in order to increase the amount of fees they charge.  This creates problems for the consumer when their expected income tax refund they actually receive is less than anticipated since the lender has already contracted for and deducted their fees from the consumers income tax refund.  Additionally, this puts the consumer at risk of being audited by the IRS for filing an incorrect income tax return.  These and other risks are reasons the government is considering legislation to restrict anticipated tax refund loans because they promote fraudulent activities.

A Car Title Loan is an Excellent Alternative

Though anticipated tax refund loans may sound like a quick and easy way to obtain your income tax refund sooner, obtaining a car title loan from a title lender provides you greater benefits. Most title lenders will discloses all of their rates and fees up front.  There is no leaving it up to a third party to calculate what your income tax refund will be.  Thereby reducing the opportunity for higher and unnecessary fees being charged to you, putting more money in your pocket, and the chance of a false income tax return being filed, increasing your risk of being audited by the IRS.